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Home Insurance Fort Worth TX Liability

Home Insurance Fort Worth TX Liability

 

Although a person’s home is their castle, it can also have flaws. Some major, some minor, and some which can lead to potential lawsuits. For this reason, it’s important to have comprehensive home insurance Fort Worth, TX. A liability provision needs to make sure that you – and your […]

Home Insurance Fort Worth, TX Importance

Home Insurance Fort Worth, TX Importance

Now, it’s obvious that having home insurance in Fort Worth, TX is beneficial. Home insurance covers your personal property, your liability and your home itself. With this in mind, we have taken the liberty of providing you with a couple key […]

Home Insurance Fort Worth TX Valuable Items

Home Insurance Fort Worth TX Valuable Items

 

“Do I need extra insurance for valuable items? ”This is one of the most common questions made by homeowners in Fort Worth, TX. Your collection of valuable items is important and as most homeowners your valuable items will increase or change over the years so be sure to talk with […]

Home Insurance Fort Worth TX Actual Cash Value (ACV) vs. Replacement Cost (RC)

Home Insurance Fort Worth TX Actual Cash Value (ACV) vs. Replacement Cost (RC)

 

When it comes to home insurance, there are a number of ways in which insurance companies will calculate the amount payable for lost, stolen or damaged property. The two most common ways of going about compensation are Actual Cash Value (ACV) policy, […]

Home Insurance Fort Worth TX Why?

Home Insurance Fort Worth TX Why?

Owning a home is a dream comes true for most of us, and there are many perks to owning your own home. The process of buying a home on the other hand is both time-consuming and stressful. That is why home insurance is so important as it protects you […]

Home Insurance Fort Worth TX Risk Tolerance

Home Insurance Fort Worth TX Risk Tolerance

When it comes to selecting homeowners insurance, Fort Worth, TX homeowners and residents should consider the following three key factors: covered events and exclusions, deductibles and your level of risk tolerance. If you follow the simple suggestions below, you should be able to obtain an affordable […]

Home Insurance Fort Worth TX

Finding the Best Value for Home Insurance Fort Worth TX

For an average home owner, home insurance in Fort Worth TX might seem a bit of a stretch. This is completely normal to understand, especially when there is nothing wrong with our property. But imagine coming home and seeing your house on fire – that’s […]

Insure Your Valuables

Are you wondering  how to protect and insure your valuables? 

Your homeowners insurance generally covers the contents of your home. However, there are specified limits on certain items such as jewelry, paintings, antiques, collections, musical instruments and silverware. For broader protection of your most valuable items you may want to […]

Glossary of Homeowners Insurance Terms

Below is a glossary of Homeowners Insurance Terms:

Actual cash value (ACV):
The value of your property, based on the current cost to replace it minus depreciation. Also see “replacement cost.”

Additional living expenses (ALE):
Reimburses the policyholder for the cost of temporary housing, food, and other essential living expenses, if the home is damaged […]

Questions to ask a Homeowners Insurance Agent

Ask what type of homeowners insurance policy they are selling. Is it the HO-B, HO-A, or another policy?

If it is an HO-A, ask if any coverage has been added to the base HO-A policy. Verify what they tell you with an independent source (such as the OPIC policy comparison chart […]