What is the Form SR-22 Insurance Certificate?
Financial Responsibility for Crash, Conviction or Judgment
According to the Safety Responsibility or Evidence of Financial Responsibility law, persons whose driving privilege has been suspended or revoked are required to file and maintain a Form SR-22 with the Department. Form SR-22 insurance is mandatory in the State of Texas for a period of two (2) years from the date of conviction.
NOTE: An insurance card or policy cannot be accepted in place of the Form SR-22.
A Form SR-22 is a ‘certificate of insurance’ that shows the Department proof of insurance for the future, as required by law. It is motor vehicle liability insurance which requires the insurance company to certify coverage to DPS, and the insurance company must notify DPS anytime the policy is cancelled, terminated or lapses.
Please contact an insurance agent/company of your choice who is authorized to write liability insurance for the State of Texas. You do not need to own a vehicle to buy this type of insurance. If you do not own a vehicle, please contact an insurance agent/company of your choice and talk to them about a non-owner Form SR-22.
Cancelled SR-22 Insurance
Once the Department receives notification from the insurance company that the policy is cancelled, terminated, or lapses, enforcement action may be taken. If the Form SR-22 is still required and there is not a valid Form SR-22 on file, the driving privilege and vehicle registration may be suspended.
Minimum Auto Liability Amounts in Texas
Current minimum auto liability coverage amounts are: $30,000 for bodily injury to or death of one person in one accident; $60,000 for bodily injury to or death of two or more persons in one accident; $25,000 for damage to or destruction of property of others in one accident.